Miami Insurance Dispute Lawyers
All too often, insurance policyholders are paid unacceptable amounts for claims after years of dutifully paying premiums. After defending insurance companies for more than five years, Mr. Farber used his understanding of insurance law and the tactics used by insurance companies to establish The Farber Law Firm to advocate for consumers and policyholders.
At The Farber Law Firm, we advocate on your behalf to maximize your insurance claim. We apply legal pressure to ensure you are not underpaid and that the insurance company offers an adequate settlement to cover the damage to your property. Our firm represents both residential and commercial insurance policyholders in Miami and throughout Florida.
Common Insurance Disputes in Florida
If your residential or commercial insurance claim was denied or underpaid, call The Farber Law Firm at 305-774-0134 for a free initial consultation.
Put An Experienced Florida Insurance Coverage Dispute Attorney On Your Side
I am attorney David Farber, founder of The Farber Law Firm. A significant portion of my career was spent defending insurance companies. I have a comprehensive understanding of the strategies used by the insurance companies to deny or limit claims. Now I use that knowledge to protect the rights and interests of policyholders, fighting to ensure that they are paid what they are owed.
Insurance Claim Process
Insurance companies make profit by collecting premiums while paying out the lowest amount possible on claims. This is a calculated and precise process. The average consumer or businessperson is not well-versed in the tactics and methods used to limit claims or how to navigate the insurance company’s minefields. At The Farber Law Firm, we will walk you through the process and advise you every step of the way.
The claims process begins when you call your insurance company to report the loss. Not only is timing important as to when the loss is reported, but each and every word you use when calling in a claim will be scrutinized. The questions that will be asked of you are, in large part, designed to trap you in making potential admissions that may be detrimental to your case. Then, an inspection and interview will occur that may trigger responses that will give the insurance company grounds for denying or limiting your claim. It is therefore critically important that you speak with an attorney before giving the insurance company an official statement. If you have already been trapped into responses that might limit your claim, don’t worry: we are still prepared to analyze your loss and advocate on your behalf.
Partnering With Public Adjusters To Ensure You Receive An Adequate Settlement
Upon suspecting that they are not being paid a fair amount, many policyholders work with a public adjuster to open or reopen a claim and evaluate its worth. We work with your public adjuster to ensure that the insurance company is legally obligated to pay the full amount owed.
Our firm will work with your public adjuster to put together the evidence needed to prove that a larger settlement is due, putting pressure on the insurance company to provide that amount. And, if we prove or the insurance company concedes that it improperly denied or underpaid your claim in litigation, then, in addition to your claim settlement amount, your insurance company will, most likely, be required to pay, in full or part, our attorneys’ fees and costs pursuant to Florida law.
Miami Insurance Dispute Law Blog
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Get A Free Initial Consultation
If you were injured in an accident, lost a loved one to negligence, or had your insurance claim denied or underpaid, let us help you obtain the results you deserve. To learn more, please contact our Florida law firm today for your free initial consultation. We would be honored to put our experience, skill and integrity to work for you!