Personal Injury FAQ

Personal Injury Frequently Asked Questions (FAQ)

At The Farber Law Firm, we provide clear and honest answers to your most pressing questions regarding accidents, personal injury claims and dealing with the insurance company.

Some of the most frequently asked questions our clients have include:

Why do I need an attorney?

In a perfect world, others would own up to their responsibility and pay the costs needed to right a wrong. They would pay for your medical treatment for an injury they caused or contributed to. Insurance companies would gladly pay all that they know you are owed for your injury.

The reality is, however, that victims are rarely paid the full amount of compensation they are owed, unless they have an attorney advocating on their behalf. Insurance companies are likely to extend less than adequate settlement offers because they know they can lowball victims and policyholders and get away with it.

Studies find that victims who are represented by an attorney are likely to get significantly better settlement offers than those who try to pursue compensation on their own. Insurance companies know successful attorneys and do not want to risk the expense of going to court, so they will often make much larger settlement offers.

How will my medical bills get paid?

The cost of your medical treatment will be included in the amount that our firm seeks from the insurance company. We work with you to find the treatment that you need right now. This includes negotiating with doctors and health care providers to ensure that you receive the treatment now without having to wait for legal proceedings to resolve.

Why is my insurance company being so difficult?

Insurance companies make a profit by collecting the highest amount of premiums possible and paying out the lowest amount possible on claims. They know that in working with unrepresented policyholders and victims, they can likely get away with this practice.

What if the insurance company offers me a settlement?

Never accept an insurance settlement without first consulting with a skilled personal injury attorney. The insurance company will often extend the lowest amount possible. Our lawyers can help you successfully negotiate the settlement that you need and are entitled to. If necessary, we will litigate the matter to ensure you are paid what you are owed.

Are there statutes of limitations on filing a claim on an injury?

The statute of limitations for most accidents in Florida is four years following the date of the accident. There are exceptions to this, however. It is important that you speak with a knowledgeable lawyer about your case before assuming that it has been too long since your accident to file a claim.