Crashes on US-1, Le Jeune Road, and Bird Road rarely look simple once the insurance company gets involved. The Farber Law Firm works these cases from our Ponce de Leon Boulevard office in the heart of the Gables, and we know how Florida's PIP system, the permanency threshold, and comparative fault get used to shrink an honest claim.
Coral Gables sits at the junction of three of Miami-Dade's hardest-working corridors. US-1 carries commuter and Metrorail-adjacent traffic straight through the city, the Le Jeune and Bird Road intersections funnel airport and downtown traffic into historic streets with limited sightlines, and the canopy of banyan and oak that makes the city beautiful also hides signage and shortens reaction distance at dusk.
The Gables also has an unusual mix of drivers: University of Miami students, hospital staff commuting to Coral Gables Hospital and the Health District, delivery and rideshare vehicles serving Miracle Mile and Merrick Park, and visitors unfamiliar with the city's circles and one-way conversions. That mix produces left-turn collisions, rear-end chains at signalized intersections, and pedestrian and cyclist strikes near the Underline and Old Cutler bike routes.
Coral Gables Police crash reports are usually available through the Florida Crash Portal within a few days, and many Gables intersections and businesses carry camera coverage. Video is often overwritten in one to two weeks, so preservation letters go out immediately when we take a case.
We review the Coral Gables Police report, your PIP status, and available coverage, and tell you honestly whether you need a lawyer at all.
Spoliation and preservation letters go to businesses, fleet owners, and the other driver's carrier so camera footage, telematics, and vehicle data are not lost.
We coordinate with your treating physicians so the record reflects causation and permanency under Fla. Stat. § 627.737(2), rather than leaving gaps an adjuster can exploit.
A documented demand package goes to every applicable policy — liability, UM, and any commercial layer — with a firm response deadline.
If the offer does not reflect the file, we file in Miami-Dade Circuit Court and work the case up for trial.
We represent clients in every neighborhood, including:
Call 911 so City of Coral Gables Police document the crash, get checked by a doctor within 14 days to protect your PIP benefits under Fla. Stat. § 627.736(1)(a), photograph the vehicles and roadway before they are moved, and get the other driver's insurance information. Report the crash to your own carrier, but do not give a recorded statement to the other driver's insurer before speaking with a lawyer.
Florida drivers carry at least $10,000 in Personal Injury Protection, which pays 80 percent of reasonable medical bills and 60 percent of lost wages up to the limit. If you are not diagnosed with an emergency medical condition, PIP medical benefits are capped at $2,500 under Fla. Stat. § 627.736(1)(a)(4).
Yes, if your injury crosses the permanent-injury threshold in Fla. Stat. § 627.737(2) — significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability, significant scarring or disfigurement, or death. Property damage claims are not subject to the threshold.
Two years from the crash date for most negligence claims arising on or after March 24, 2023, under Fla. Stat. § 95.11(4)(a). Wrongful death actions run two years under § 95.11(4)(d). Claims involving a city or county defendant require pre-suit notice under Fla. Stat. § 768.28(6).
Uninsured and underinsured motorist coverage on your own policy can pay for injuries the at-fault driver cannot cover. UM claims are contract claims against your insurer, and denials or lowball offers can trigger a Civil Remedy Notice under Fla. Stat. § 624.155.
Most crash claims resolve in negotiation, presuit mediation, or court-ordered mediation. We prepare every file as if it will be tried in Miami-Dade Circuit Court, because that preparation is what moves adjusters. No outcome can be promised in any individual case.
Free, confidential consultation. No fee unless we recover (most personal injury and insurance matters).
Call 8888-FARBER