Miami consistently ranks among the most dangerous metros in the U.S. for drivers, cyclists, and pedestrians. The Farber Law Firm represents people seriously injured in crashes across Miami-Dade — from rear-enders on I-95 to high-speed wrecks on the Palmetto and rideshare collisions in Brickell and Wynwood. We know how PIP works, how UM coverage is supposed to work, and how to make insurance companies pay what your case is actually worth.
Miami-Dade reports tens of thousands of crashes each year, and FLHSMV data consistently lists the county among the state leaders for fatal crashes, pedestrian deaths, and hit-and-runs. The I-95 / SR 836 / Palmetto interchange is one of the country's most congested, and crash patterns there — sudden-stop pileups, lane-change collisions, and freight-truck involvement — are predictable.
Miami's tourism and rideshare density add complications most other Florida cities don't see. Uber and Lyft crashes invoke a $1M liability policy only during certain phases of a ride — coverage gaps are common, and the rideshare carrier will fight to push the claim onto the driver's personal policy.
We see a steady stream of hit-and-runs across the city, particularly in entertainment districts like South Beach, Brickell, and Wynwood. When the at-fault driver can't be identified, your own UM coverage is usually the only path to recovery — and that requires aggressive handling against your own carrier.
Call 8888-FARBER. We review the crash report, your injuries, and the available insurance — at no cost.
We send preservation letters, pull 911 audio, request body-cam, and where needed retain accident-reconstruction experts.
We help you find the right specialists and make sure your treatment is fully documented for the claim.
Once you're at maximum medical improvement, we send a demand backed by records, wage loss, and projections — not a guess.
We file in Miami-Dade Circuit Court and try cases. Carriers know which firms do — and pay accordingly.
We represent clients in every neighborhood, including:
Call 911 and request Miami-Dade or City of Miami police, get medical attention within 14 days to preserve PIP benefits under Fla. Stat. § 627.736, photograph the scene and vehicles, exchange insurance information, and do not give a recorded statement to the other driver's insurer before talking to a lawyer.
Yes, but only if your injuries meet the 'serious injury' threshold under Fla. Stat. § 627.737(2) — permanent injury, significant scarring or disfigurement, significant limitation of bodily function, or death. We evaluate this carefully because PIP often doesn't come close to covering real losses.
Under Fla. Stat. § 768.81 (as amended in 2023), if you are found more than 50% at fault for the accident, you recover nothing. If you're 50% or less at fault, your recovery is reduced by your percentage. Insurance carriers exploit this — having an attorney push back on inflated fault assignments is critical.
Your own uninsured/underinsured motorist (UM/UIM) coverage steps in if you carry it. Florida doesn't require UM but every carrier must offer it in writing. We pursue UM claims aggressively — and they're contractual disputes with your own insurer, which can also support bad-faith claims when handled improperly.
Soft-tissue cases with clear liability often resolve in 4–9 months. Cases with disputed liability, surgeries, or large coverages typically take 12–24 months, and trial-track cases longer. We move as fast as the medical picture and the carrier's posture allow.
Free, confidential consultation. No fee unless we recover (most personal injury and insurance matters).
Call 8888-FARBER