Broward County crashes are rarely simple. Between interstate freight traffic, seasonal visitor volume and a large uninsured-driver population, the coverage picture after a Fort Lauderdale collision is often more complicated than the injuries. The Farber Law Firm untangles PIP, UM and liability coverage, then pushes the carriers to pay what the case is actually worth.
The I-95 corridor through Fort Lauderdale, the I-595 connector and the SR-869 Sawgrass Expressway carry a dense mix of commuters, freight bound for Port Everglades and out-of-state visitors. That mix produces a predictable set of crashes: sudden-stop chain collisions in congestion, lane-departure impacts at interchanges and commercial-vehicle underride events. Electronic data from those vehicles is often the strongest liability evidence available, and it can be lost within days unless a preservation demand is served.
Surface streets create a different problem. Federal Highway, Sunrise Boulevard, Broward Boulevard and Las Olas mix heavy turning movements with pedestrians, cyclists and scooter riders. Left-turn and right-hook collisions dominate, and liability usually turns on signal timing and sight lines rather than speed.
Florida consistently reports one of the highest uninsured-motorist rates in the country, and Broward is among the counties driving that figure. In practice, a meaningful share of Fort Lauderdale crash claims end up resolved through the injured person's own UM coverage — which turns the case into a contractual fight with your own insurer and, when handled badly by the carrier, can support a statutory bad-faith claim under Fla. Stat. § 624.155.
Call 8888-FARBER. We review the crash report, your treatment so far and every policy in play, at no cost to you.
We demand preservation of event data recorder downloads, dash and business camera footage, and commercial-carrier logs before they are overwritten.
We make sure the 14-day treatment window is met and that an emergency medical condition determination is documented so your benefits are not capped.
Liability, UM, resident-relative and umbrella policies are identified and pursued together rather than one at a time.
We present a documented demand and file suit in Broward County when the response is not reasonable.
We represent clients in every neighborhood, including:
Call 911 so a Fort Lauderdale Police or Broward Sheriff's Office report is generated, seek medical care within 14 days to preserve Personal Injury Protection benefits under Fla. Stat. § 627.736, photograph vehicle positions and roadway conditions before anything moves, and decline to give a recorded statement to the other driver's insurer until you have spoken with a lawyer.
Florida is a no-fault state. Your own PIP coverage pays 80 percent of reasonable medical expenses and 60 percent of lost wages up to a $10,000 combined limit, regardless of who caused the crash. If an emergency medical condition is not diagnosed, PIP can be capped at $2,500. To pursue the at-fault driver for pain and suffering you must meet the serious injury threshold in Fla. Stat. § 627.737(2).
Uninsured and underinsured motorist coverage on your own policy becomes the primary path to recovery. Florida does not mandate UM, but every carrier must offer it in writing and obtain a valid rejection. We routinely obtain the underwriting file to test whether a purported rejection is effective — an invalid rejection can restore coverage that the carrier says does not exist.
A traffic homicide or crash report reflects an officer's opinion; it is not binding and is generally inadmissible as to fault in a Florida civil trial. Physical evidence, event data recorder downloads, camera footage and witness accounts frequently reverse the initial narrative. Given the 50 percent bar under Fla. Stat. § 768.81(6), correcting an inaccurate fault assumption early is essential.
Cases with clear liability and completed conservative treatment often resolve within four to nine months. Matters involving surgery, disputed liability or high policy limits typically run twelve to twenty-four months, and cases that go to trial in the Seventeenth Judicial Circuit take longer. Every case is different.
Free, confidential consultation. No fee unless we recover (most personal injury and insurance matters).
Call 8888-FARBER