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Legal Insights & Florida Law Updates

Practical guidance from our team on personal injury, insurance, and business law matters in Florida.

Uninsured Motorist Coverage in Florida (2026 Guide): What It Is, Why You Need It, and How to Claim
Personal Injury

Uninsured Motorist Coverage in Florida (2026 Guide): What It Is, Why You Need It, and How to Claim

Florida has one of the highest rates of uninsured drivers in the country and does not require bodily injury liability insurance. Here is how Uninsured/Underinsured Motorist (UM/UIM) coverage actually protects you — and how to use it after a crash.

June 202613 min read
How to File a Tornado Insurance Claim in Florida: A 2026 Step-by-Step Guide
Insurance Disputes

How to File a Tornado Insurance Claim in Florida: A 2026 Step-by-Step Guide

Florida tornadoes cause wind, hail, water, and structural damage that insurers often underpay. Here is exactly how to document, file, and fight for the full value of your tornado claim.

June 202612 min read
Understanding Corporate Law: What Every Florida Entrepreneur Should Know in 2026
Business Law

Understanding Corporate Law: What Every Florida Entrepreneur Should Know in 2026

Entity selection, operating agreements, contracts, IP protection, and veil-piercing — a comprehensive corporate-law primer for Coral Gables and Miami founders.

June 202612 min read
The Importance of Acting Quickly After a Personal Injury in Miami: A 2026 Legal Guide
Personal Injury

The Importance of Acting Quickly After a Personal Injury in Miami: A 2026 Legal Guide

Florida's 2-year statute of limitations, the 14-day PIP rule, and why the first 72 hours determine whether your Miami injury claim succeeds or collapses.

June 202611 min read
What to Do After a Car Accident Legally in Florida: A Step-by-Step 2026 Guide
Personal Injury

What to Do After a Car Accident Legally in Florida: A Step-by-Step 2026 Guide

From the legal duty to stop and report, to the 14-day PIP rule and the 2-year statute of limitations — exactly what Florida drivers must do after a crash to protect their rights.

June 202612 min read
What You Need to Know About Post-Hurricane Additional Living Expense Benefits
Insurance Disputes

What You Need to Know About Post-Hurricane Additional Living Expense Benefits

ALE coverage pays for hotels, meals, and the increased cost of living when your home is uninhabitable. Most homeowners don't claim the full amount they're owed.

June 20266 min read
Getting Robocalls or Spam Texts? You May Be Entitled to $1,500 Per Message Under the TCPA
Consumer Protection

Getting Robocalls or Spam Texts? You May Be Entitled to $1,500 Per Message Under the TCPA

The Telephone Consumer Protection Act lets consumers recover $500 to $1,500 per illegal call or text. Here's how to qualify and what to document.

June 20266 min read
Top Legal Trends Every Lawyer Should Know in 2026
Industry Insights

Top Legal Trends Every Lawyer Should Know in 2026

AI in litigation, evolving TCPA enforcement, Florida tort reform aftermath, and the shifting landscape of insurance bad faith.

June 20268 min read
Can You Sell Your Home While an Open Insurance Claim Is Pending and Still Recover Money?
Insurance Disputes

Can You Sell Your Home While an Open Insurance Claim Is Pending and Still Recover Money?

Yes — but only if you handle the assignment of claim rights correctly before closing. Here's what Florida homeowners need to know.

June 20267 min read
Water Damage Insurance Claims: A Complete Florida Homeowner's Guide
Insurance Disputes

Water Damage Insurance Claims: A Complete Florida Homeowner's Guide

Sudden and accidental water loss is covered. Long-term seepage usually isn't. Here's how Florida policies actually work — and how to win disputed claims.

May 20268 min read
How to Handle Denial of Hurricane Damage Claims in Florida
Insurance Disputes

How to Handle Denial of Hurricane Damage Claims in Florida

Learn the critical steps every Florida homeowner should take after an insurer rejects a hurricane or windstorm claim.

May 20266 min read
6 Essential Water Damage Insurance Claim Tips
Insurance Disputes

6 Essential Water Damage Insurance Claim Tips

Document early, stop the loss, and avoid the mistakes that give carriers an excuse to deny your water damage claim.

May 20265 min read
Miami Car Accident Settlements: How Much Are Cases Really Worth in South Florida?
Personal Injury

Miami Car Accident Settlements: How Much Are Cases Really Worth in South Florida?

Settlement values in Miami-Dade depend on liability, medical specials, policy limits, and the new modified comparative negligence rule.

May 20267 min read
Auto Accidents in Florida: What to Do and What to Expect
Personal Injury

Auto Accidents in Florida: What to Do and What to Expect

Florida's no-fault system, PIP coverage, and the permanent injury threshold all affect your auto accident case. Here's the complete overview.

April 20267 min read
Animal and Dog Bite Claims in Florida
Personal Injury

Animal and Dog Bite Claims in Florida

Florida is a strict liability state for dog bites — the owner is responsible even without prior knowledge of viciousness. Here's what victims need to know.

April 20266 min read
Avoiding Common Contract Pitfalls for Coral Gables Tech Startups
Business Law

Avoiding Common Contract Pitfalls for Coral Gables Tech Startups

Protect your intellectual property and equity from day one with the foundational agreements every founder needs.

April 20268 min read
Coral Gables Merrick House: A Glimpse Into the City's Past
Coral Gables

Coral Gables Merrick House: A Glimpse Into the City's Past

The historic Merrick House tells the story of the family that built Coral Gables — and the values that still define the city.

April 20264 min read
After Hurricane Ian: Lessons for Every Florida Homeowner
Insurance Disputes

After Hurricane Ian: Lessons for Every Florida Homeowner

What Hurricane Ian taught Florida policyholders about claim timelines, coverage gaps, and dealing with adjusters.

April 20265 min read
Resolve Legal Disputes Arising From Insurance Claims in Miami: What Florida Homeowners Need to Know
Insurance Disputes

Resolve Legal Disputes Arising From Insurance Claims in Miami: What Florida Homeowners Need to Know

Mediation, appraisal, civil remedy notices, and litigation — every Florida homeowner should know the options for resolving a disputed insurance claim.

March 20267 min read
Trucking Accidents: Why Commercial Vehicle Cases Are Different
Personal Injury

Trucking Accidents: Why Commercial Vehicle Cases Are Different

Federal regulations, electronic logs, and corporate defendants make trucking cases more complex — and more valuable — than standard auto claims.

March 20267 min read
Understanding Florida's Updated Personal Injury Statutes
Personal Injury

Understanding Florida's Updated Personal Injury Statutes

Recent changes in state law may affect your ability to file for damages, statute of limitations, and recovery caps.

March 20265 min read
What to Do If You Are Hurt by a Drunk Driver
Personal Injury

What to Do If You Are Hurt by a Drunk Driver

DUI crashes open the door to punitive damages, dram shop liability, and claims that go far beyond a standard auto case.

March 20266 min read
What Can Be Done to Prevent or Minimize Water Damage?
Insurance Disputes

What Can Be Done to Prevent or Minimize Water Damage?

Simple maintenance and smart upgrades can prevent the most common — and most expensive — homeowner insurance claims.

March 20265 min read
Commercial Property and Business Damage Insurance Claims
Insurance Disputes

Commercial Property and Business Damage Insurance Claims

Business interruption, extra expense, and coordinated property damage claims require a different playbook than residential losses.

February 20267 min read
Hurricane Insurance Claims in Florida: A Policyholder's Playbook
Insurance Disputes

Hurricane Insurance Claims in Florida: A Policyholder's Playbook

Hurricane deductibles, wind vs. flood coverage, statutory deadlines, and the carrier tactics every Florida homeowner should anticipate.

February 20268 min read
Bicycling Accidents and Pedestrian Safety in South Florida
Personal Injury

Bicycling Accidents and Pedestrian Safety in South Florida

South Florida ranks among the most dangerous regions in the country for cyclists and pedestrians. Here's what to do after a crash.

February 20265 min read
Attorneys' Fees in Insurance Claim Cases and Assignment of Benefits
Insurance Disputes

Attorneys' Fees in Insurance Claim Cases and Assignment of Benefits

How recent Florida reforms changed the fee-shifting rules — and what it means for homeowners and contractors.

February 20266 min read
Auto Glass Claims in Florida: What You Need to Know
Insurance Disputes

Auto Glass Claims in Florida: What You Need to Know

Florida law has changed how auto glass claims and assignment of benefits work. Here's what drivers and shops should know in 2026.

January 20265 min read
How a 911 Call Affects a Personal Injury Case
Personal Injury

How a 911 Call Affects a Personal Injury Case

The 911 recording can make or break liability. Here's why what you say in the first 60 seconds matters.

January 20264 min read
Driver Behavior Causes the Majority of Large Truck Crashes
Personal Injury

Driver Behavior Causes the Majority of Large Truck Crashes

Fatigue, distraction, and aggressive driving — not equipment failure — are the leading causes of catastrophic truck collisions.

January 20266 min read
The McDonald's Hot Coffee Case: The Frivolous Lawsuit Myth
Personal Injury

The McDonald's Hot Coffee Case: The Frivolous Lawsuit Myth

Stella Liebeck suffered third-degree burns and McDonald's had ignored over 700 prior complaints. The real story of the most misunderstood case in America.

December 20256 min read
How to Handle an Insurance Dispute in Florida
Insurance Disputes

How to Handle an Insurance Dispute in Florida

From civil remedy notices to appraisal to litigation — your step-by-step guide to challenging an unfair claim decision.

December 20257 min read
Property Damage to Your Home: A Florida Homeowner's Action Plan
Insurance Disputes

Property Damage to Your Home: A Florida Homeowner's Action Plan

From the moment damage occurs to the final settlement check — what to do, in what order, to protect your recovery.

November 20255 min read
Calculating Damages in a Miami Personal Injury Case
Personal Injury

Calculating Damages in a Miami Personal Injury Case

Economic, non-economic, and punitive damages — and the specific Florida rules that shape what each is really worth.

November 20256 min read
Steps to Take Before and After a Storm to Protect Your Property
Insurance Disputes

Steps to Take Before and After a Storm to Protect Your Property

A storm-prep and storm-recovery checklist that protects both your home and your future insurance claim.

October 20256 min read
Why Purchasing Umbrella Coverage Can Protect You
Insurance Disputes

Why Purchasing Umbrella Coverage Can Protect You

A $1 million umbrella policy costs a few hundred dollars a year — and protects everything you've worked to build.

October 20255 min read
The Adjuster Suggested Trenchless Sewer Repairs. Should I Consider It?
Insurance Disputes

The Adjuster Suggested Trenchless Sewer Repairs. Should I Consider It?

Trenchless repair sounds cheaper and faster — but it doesn't always work, and accepting it can shortchange your claim.

September 20255 min read
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2199 Ponce de Leon Blvd #301

Coral Gables, FL 33134

8888-FARBER · (888-832-7237)

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The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Past results do not guarantee, warrant, or predict future outcomes. Every case is different and must be evaluated on its own facts. Case results depend on a variety of factors unique to each case and do not represent a promise or guarantee.

Statistical data referenced (including aggregate recoveries, years of experience, and case volume) reflects the cumulative practice of David Farber and prior firms. Awards and ratings (including AV Preeminent®, Avvo, Super Lawyers, and Florida Legal Elite) are issued by independent third parties using their own criteria; no aspect of these designations has been approved by The Florida Bar.

"No fee unless we win" applies to contingency-fee matters (typically personal injury and certain insurance recovery cases) and refers to attorneys' fees only. Clients may remain responsible for costs and expenses. Fee structures may vary by matter and are set out in the firm's written retainer agreement. The Farber Law Firm represents clients in Florida and in other jurisdictions where its attorneys are admitted (including Texas, New York, and Tennessee), and in nationwide matters where appropriate. Principal office: 2199 Ponce de Leon Blvd #301, Coral Gables, Florida 33134.

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